THE ECONOMY : AN OVERVIEW
• The Gross Domestic Product increased by 7.5 per cent, 9.4 per cent and 9.6 percent
in first three years, of the UPA Government resulting in an unprecedented average
growth rate of 8.8 per cent. The drivers of growth continue to be 'services' and
'manufacturing' which are estimated to grow at 10.7 per cent and 9.4 per cent
respectively.
• Growth rate in agriculture for 2007-08 is estimated at 2.6 per cent.
• Food grain production in 2007-08, estimated at 219.32 million tonnes-an all time
record. Rice production at 94.08 million tonnes, maize at 16.78 million tonnes,
soya bean at 9.45 million tonnes, cotton at 23.38 million bales each, an all time
record.
• Rashtriya Krishi Vikas Yojana launched with an outlay of Rs. 25,000 crore, National
Food Security Mission with an outlay of Rs. 4,882 crore under National Policy for
Farmers in the Eleventh Five Year Plan.
THE GROWTH STORY : FASTER AND MORE INCLUSIVE
• Agricultural credit poised to reach Rs. 2,40,000 crore by March, 2008.
• 11.4 crore children covered under Mid Day Meal Scheme, the largest school lunch
programme in the world.
• Under National Rural Health Mission 8,756 primary health centres have been made
24x7 .
• 1,82,000 girls enrolled in residential schools under Kasturba Gandhi Balika
Vidyalaya Scheme.
BHARAT NIRMAN
• Bharat Nirman has made impressive progress in 2007-08 with 290 habitations
provided with drinking water each day, 17 habitations connected through all weather
road, 52 villages provided telephones, 42 villages electrified & 4,113 rural houses
completed each day.
ELEVENTH FIVE YEAR PLAN: THE CRUCIAL SECOND YEAR
• GBS 2008-09 at Rs.2,43,386 crore higher by Rs. 38,286 crore over 2007-08. Central
Plan allocation at Rs.1,79,954 crore, an increase of 16 percent over 2007-08; Bharat
Nirman to get Rs. 31,280 crore.
• Sarva Shiksha Abhiyan (SSA): Sarva Shiksha Abhiyan provided Rs.13,100 crore
with the focus to shift from access and infrastructure at the primary level to enhancing
retention and improving quality of learning. Mid-day Meal to get Rs. 8,000 crore;
secondary education to get Rs. 4,554 crore.
• Jawahar Navodaya Vidyalaya : Rs. 130 crore provided in 2008-09, to establish
Navodaya Vidyalaya in 20 districts having large concentration of Scheduled Castes
& Scheduled Tribes.
• Kasturba Gandhi Balika Vidyalaya: Funds (as part of SSA) provided for additional
410 Vidyalayas in educationally backward areas. Rs. 80 crore allocated to set up
new or upgrade existing hostels attached to Balika Vidyalaya.
• National Means-cum-Merit Scholarship: Rs. 750 crore allocated to build up a corpus
of Rs.3,000 crore in four years. 1,00,000 Scholarship to be awarded beginning
2008-09.
• Nehru Yuva Kendra: Rs. 10 crore allocated in 2008-09 to set up a Kendra in 123
districts, and to cover recurring expenditure in the first year.
• Mid Day Meal Scheme: Extended to upper primary classes in Government and
Government aided schools in all blocks which will benefit 2.5 crore children taking
the total number of children covered under the scheme to 13.9 crore.
• Institutes of Higher Education: India to become a knowledge society, three IISERs
at Mohali, Pune and Kolkata; and an IIIT at Kanchipuram have started
functioning.Government to set up 16 Central Universities in each of the hitherto
uncovered states; three IITs in Andhra Pradesh, Bihar and Rajasthan; two IISERs
at Bhopal and Tiruvananthapuram; and two Schools of Planning and Architecture
at Bhopal and Vijayawada: Rs. 5 crore grant provided to Deccan College, Postgraduate
and Research Institute, Pune.
• Science and Technology: Rs.85 crore allocated for Innovation in Science Pursuit
for Inspired Research (INSPIRE); which will include scholarships for young learners
(10-17 years), scholarships for continuing science education (17-22 years) and
opportunities for research careers (22-32 years); Rs. 100 crore provided for
establishing the National Knowledge Network.
• Health Sector: Rs.16,534 crore allocated, for the sector marking an increase of
15% over 2007-08.
National Rural Health Mission (NRHM): 462,000 Associated Social Health
Activitists have been trained, 177,924 villages have sanitation committees functional
and 323 district Hospitals have been taken up for upgradation. Allocation to NRHM
has been increased to Rs. 12,050 crore.
• HIV/AIDS: The National Aids Control Programme provided Rs.993 crore.
• Polio: Drive to eradicate polio continues with revised strategy and focus on the
high risk districts in Uttar Pradesh and Bihar. Rs. 1,042 crore allocated in 2008-09.
• Rashtriya Swasthya Bima Yojana : Rashtriya Swasthya Bima Yojana to provide
health cover of Rs.30,000 for every worker in the unorganised sector falling under
the BPL category and his/her family. The Yojana will be launched in Delhi and in
the States of Haryana and Rajasthan on April 1, 2008. Rs.205 crore provided as the
Centre's share of the premia in 2008-09.
• National Programme for the Elderly: National Programme for the Elderly to be
started in 2008-09 with a Plan outlay of Rs.400 crore. Two National Institutes of
Ageing, eight regional centres, and a department for geriatric medical care in one
medical college/tertiary level hospital in each State to be established during the
Eleventh Plan period.
• Integrated Child Development Services (ICDS): Allocation for ICDS enhanced
from Rs.5,293 crore in 2007-08 to Rs.6,300 crore in 2008-09; Remuneration of
Anganwadi workers being increased from Rs.1,000 per month to Rs.1,500 per
month; remuneration of Anganwadi Helpers increased from Rs.500 per month to
Rs.750 per month; over 18 lakh Anganwadi workers and helpers to benefit; 5,959
ICDS projects and 932,000 Anganwadi and mini-Anganwadi centres functional
under ICDS at the end of December 2007.
Flagship Programmes
• National Rural Employment Guarantee Scheme (NREGS): NREGS to be rolled
out to all 596 rural districts in India with provision of Rs.16,000 crore; More money
will be provided to meet the legal guarantee of employment as demand rises.
• Jawaharlal Nehru National Urban Renewal Mission (JNNURM): Allocation for
JNNURM increased to Rs.6,866 crore in 2008-09 from Rs.5,482 crore in 2007-08.
• Rajiv Gandhi Drinking Water Mission: Allocation for Rajiv Gandhi Drinking Water
Mission enhanced to Rs.7,300 crore in 2008-09 as against Rs.6,500 crore in
2007-08;
• Total Sanitation Campaign to be provided Rs.1,200 crore in 2008-09.
• Desalination Plant near Chennai: Rs.300 crore in 2008-09 for a desalination plant
near Chennai to be set up under public private partnership.
• North Eastern Region (NER): Ministry of Development of North Eastern Region
to be provided Rs. 1,455 crore. Including this amount, total Budget allocation for
NER, to increase to Rs.16,447 crore in 2008-09 from Rs.14,365 crore in 2007-08.
• Development and Finance Corporations: Additional equity contributions proposed
for National Minorities Development and Finance Corporation Rs. 75.00 crore,
National Finance and Development Corporations for weaker sections
comprising Safai Karamcharis, Scheduled Castes and Backward Classes. Rs. 106.50
crore, National/State Scheduled Tribes Finance and Development Corporations
Rs. 50.00 crore, National Handicapped Development Corporation Rs. 9.00 crore.
• Scholarships: Pre- and post-matric scholarship programmes announced in previous
Budgets for SC, ST, OBC and minorities to get further funds in 2008-09: Scheduled
Castes (Rs.804 crore), Scheduled Tribes (Rs.195 crore), Other Backward Classes
(Rs.164 crore) and Minorities (post-matric) (Rs.100 crore).
• Rajiv Gandhi National Fellowship Programme supporting SC and ST students
pursuing M.Phil and PhD courses allocated Rs.75 crore in 2008-09.
• Minorities: Allocation to the Ministry of Minority Affairs increased from Rs.500
crore in 2007-08 to Rs.1,000 crore in 2008-09; Report of the Justice Rajindar
Sachar Committee taken up for speedy implementation.
Women and Children
• Rs, 11,460 crore has been provided for 100% women specific programmes and
Rs. 16,202 crore for schemes where at least 30 per cent allocation is for women
specified programmes.
• Allocation for Ministry of Women and Child Development enhanced by 24% to
Rs. 7,200 crore in 2008-09.
Self Help Groups
• Life Insurance Corporation of India being asked to scale up Janashree Bima Yojana
scheme to cover all women self help groups that are credit-linked to the banks; of
Rs. 500 crore proposed to be contributed to the corpus of the Social Security Fund
with annual contributions to be made as the scheme is scaled up.
Supplement to GBS:
• Rs.8,365 crore provided as additional funds for Plan 'B' through two supplementaries
in 2007-08; additional resources to the tune of Rs.10,000 crore to be mobilized
under Plan 'B' for Plan Capital expenditure in 2008-09 also.
Agricultural Credit:
• Growth of agricultural credit set to exceed target set for 2007-08. For 2008-09,
target set at Rs.280,000 crore, with short-term crop loans continued to be disbursed
at 7 per cent per annum; initial provision of Rs.1,600 crore made for interest
subvention in 2008-09.
Investment in Agriculture:
• Gross Capital Formation (GCF) in agriculture as a proportion of GDP in the
agriculture sector improves from a low of 10.2 per cent in 2003-04 to 12.5 per cent
in 2006-07; Target to raise it to 16 per cent during the Eleventh Plan to achieve the
growth rate of 4 per cent.
Water Resources:
• Accelerated Irrigation Benefit Programme (AIBP): 24 major and medium irrigation
projects and 753 minor irrigation schemes to be completed in 2007-08, creating
additional irrigation potential of 500,000 hectare; Outlay for 2008-09 increased to
Rs. 20,000 crore, from Rs.11,000 crore in 2007-08.
• Rainfed Area Development Programme finalised and to be implemented in
2008-09 with an allocation of Rs.348 crore. Priority to those areas that have not
been beneficiaries of watershed development schemes.
• Centrally Sponsored Scheme on Micro Irrigation: Rs.500 crore being allocated in
2008-09 with a target of covering 400,000 hectare.
• Water bodies: Agreements for a total sum of US$738 million signed with the World
Bank by the Governments of Tamil Nadu, Andhra Pradesh and Karnataka to repair,
renovate and restore water bodies. Similar agreements to be signed between the
World Bank and the Governments of Orissa, West Bengal and some other States.
• Irrigation and Water Resources Finance Corporation: 14 irrigation projects
approved as National Projects by Government; Irrigation and Water Resources
Finance Corporation (IWRFC) proposed to be set up with initial capital of Rs.100
crore contributed by the Central Government, to fund long-gestation major and
medium irrigation projects.
• National Horticulture Mission (NHM): NHM covering 340 districts in 18 States
and two Union Territories, provided Rs.1,100 crore in 2008-09.
• Soil testing: 500 soil testing laboratories to be set up during the Eleventh Plan with
Government assistance of Rs.30 lakh per laboratory; one-time allocation of Rs.75
crore to the Ministry of Agriculture in order to provide one fully-fitted mobile soil
testing laboratory each to 250 districts of the country.
• Plantation Crops: Special Purpose Tea Fund for re-plantation and rejuvenation to
be provided Rs.40 crore in 2008-09; similar support to cardamom, rubber and coffee;
crop insurance scheme for tea, rubber, tobacco, chilli, ginger, turmeric, pepper and
cardamom to be introduced.
• National Plant Protection Training Institute at Hyderabad to be converted and
upgraded into an autonomous National Institute of Plant Health Management.
• Crop Insurance: National Agriculture Insurance Scheme (NAIS) to be continued
in its present form for Kharif and Rabi 2008-09. Rs.644 crore provided for the
scheme.
• Weather Based Crop Insurance Scheme implemented as a pilot scheme in selected
areas of five States to be continued; Rs.50 crore provided for this purpose in 2008-09.
• Subsidy for Fertilizers: Government to continue to provide fertilisers to farmers at
subsidized prices; Proposals to move to a nutrient based subsidy regime and
alternative methods of delivery being examined.
• Cooperative Credit Structure: Prof. Vaidyanathan Committee's report on reviving
the short-term cooperative credit structure under implementation in 17 states.
Rs. 1185 crore has been released so far by the Central Government to four States.
Central Government and State Government have reached an agreement to implement
the report on reviving the long term cooperative credit structure. Central
Government’s share will be Rs. 2,642 crore or 86 per cent of the total burden.
• Scheme of Debt Waiver and Debt Relief for farmers:
• Scheme to cover all loans disbursed by scheduled commercial banks, regional
rural banks and cooperative credit institutions up to March 31, 2007 and
overdue as on December 31, 2007 are covered under the scheme;
• Complete waiver of all loans that were overdue on December 31, 2007 and
which remained unpaid until February 29, 2008 for marginal farmers and
small farmers;
• one time settlement (OTS) scheme in respect of other farmers for all loans
that were overdue on December 31, 2007 and which remained unpaid until
February 29, 2008; Rebate of 25 per cent against payment of the balance of
75 per cent under OTS;
• Agricultural loans restructured and rescheduled by banks in 2004 and 2006
through special packages also eligible, either for a waiver or an OTS on the
same pattern;
• Implementation of the debt waiver and debt relief scheme to be completed
by June 30, 2008; Farmers availing the relief would be entitled to fresh
agricultural loans from banks in accordance with normal rules.
• About 3 crore small and marginal farmers and about one crore other farmers
to benefit from the scheme; Total value of overdue loans being waived
estimated at Rs.50,000 crore and the OTS relief estimated at Rs.10,000 crore.
INVESTMENT, INFRASTRUCTURE, INDUSTRY AND TRADE
• Saving rate and investment rate estimated to be 35.6 per cent and 36.3 per cent,
respectively, by the end of 2007-08; between April- December 2007-2008. FDI
amounted to US$ 12.7 billion and FII to US$ 18 billion.
• Support to Central Public Sector Enterprises (CPSEs): Government to provide
Rs.16,436 crore as equity support and Rs.3,003 crore as loans to CPSEs in 200809;
44 CPSEs listed as on date; Government policy is to list more CPSEs in order
to unlock their true value and improve corporate governance.
Rural Infrastructure Development Fund
• Corpus of RIDF-XIV to be raised in 2008-09 to Rs.14,000 crore, with a separate
window for rural roads.
Manufacturing Sector
• Growth in capital goods still very high at 20.2 per cent. Goal to take manufacturing
growth rate to double digit through more reforms.
Power
• Against Eleventh Plan target for additional power generation capacity of 78,577
MW Commercial Operation Date (COD) on about 10,000 MW to be achieved by
end March 2008.
• Ultra Mega Power Project (UMPP): Fourth UMPP at Tilaiya to be awarded shortly;
Chhattisgarh, Karnataka, Maharashtra, Orissa and Tamilnadu urged to bring five
more UMPPs to the bidding stage by extending the required support.
• Rajiv Gandhi Grameen Vidyutikaran Yojana to be continued during the Eleventh Plan
period with a capital subsidy of Rs.28,000 crore; allocation of Rs.5,500 crore for
2008-09.
• Accelerated Power Development and Reforms Project: Rs.800 crore to be provided
in 2008-09, A National Fund for transmission and distribution reform to be created.
Roads
• National Highway Development Programme (NHDP): Allocation for NHDP
enhanced to Rs.12,966 crore in 2008-09 from Rs.10,867 crore in 2007-08;
Completion rate in the Golden Quadrilateral is 96.48 per cent and in the North
South, East West Corridor project is 23.36 per cent; Special attention being paid to
SARDP-NE; programme devised for the North Eastern region; 180 kms of roads
completed in 2007-08 and 300 kms. of road targetted for completion in 2008-09.
Oil and Gas
• Seventh round of bidding under the New Exploration Licensing Policy; bids invited
for 57 exploration blocks; estimated to attract investment of the order of US$3.5
billion to US$8 billion for exploration and discovery.
Coal
• 53 coal blocks with reserves of 13,842 million tonnes allotted during April-January
2007-08 to Government and private sector companies; new Coal Distribution Policy
notified in October 2007; coal regulator to be appointed.
Information Technology
• Allocation to the Department of Information Technology enhanced to Rs.1,680
crore in 2008-09 from Rs.1,500 crore in 2007-08; Two Schemes for establishing
100,000 broadband internet-enabled Common Service Centres in rural areas and
State Wide Area Networks (SWAN) with Central assistance under implementation;
new scheme for State Data Centres also approved; Rs.75 crore provided for the
common service centres; Rs.450 crore provided for SWAN and Rs.275 crore for
the State Data Centres.
Textiles
• Schemes for Integrated Textile Parks (SITP) and the Technology Upgradation Fund
(TUF) to be continued in the Eleventh Plan period; Provision for SITP being
maintained at Rs.450 crore in 2008-09; Provision for TUF to be increased to
Rs.1,090 crore in 2008-09 from Rs.911 crore in 2007-08.
• Handloom sector: 250 clusters being developed and 443 yarn banks established
under the cluster approach to the development of the handloom sector; Over 17
lakh families of weavers to be covered under the health insurance scheme by March
2008; Allocation being increased to Rs.340 crore in 2008-09; Infrastructure and
production being scaled up by taking up six centres for development as mega-
clusters; Varanasi and Sibsagar to be taken up for handlooms, Bhiwandi and Erode
for powerlooms, and Narsapur and Moradabad for handicrafts; Each mega-cluster
to require about Rs.70 crore; Initial provision of Rs.100 crore made in 2008-09.
Micro, Small and Medium Enterprises
• A risk capital fund being created in the Small Industries and Development Bank of
India (SIDBI); Credit Guarantee Trust with SIDBI had extended guarantees to
89,129 units for an amount of Rs.2,479 crore as on January 31, 2008; SIDBI to
reduce the guarantee fee from 1.5 per cent to 1 per cent and the annual service fee
from 0.75 per cent to 0.5 per cent for loans up to Rs.5 lakhs.
Foreign Trade
• Relief given to exporters in three tranches amounting to over Rs.8,000 crore; Interest
cost of sterilization through market stabilization bonds (MSS), which is in a sense,
subsidy to the export sector, estimated at Rs.8,351 crore for the year 2007-08.
FINANCIAL SECTOR
• Financial Inclusion: Two recommendations of the Committee on Financial Inclusion
proposed to be accepted viz (i) to advise commercial banks, including RRBs, to
add at least 250 rural household accounts every year at each of their rural and
semi-urban branches; and (ii) to allow individuals such as retired bank officers,
ex-servicemen etc to be appointed as business facilitator or business correspondent
or credit counselor; banks to be encouraged to embrace concept of Total Financial
Inclusion; Government to request all scheduled commercial banks to follow the
example set by some public sector banks and meet the entire credit requirements
of SHG members, namely, income generation activities, social needs like housing,
education, marriage etc., and debt swapping.
• (i) Fund of Rs.5,000 crore to be created in NABARD to enhance its refinance
operations to short term cooperative credit institutions;
(ii) Two funds of Rs.2,000 crore each to be created in SIDBI - one for risk capital
financing and other for enhancing refinance capability to the MSME sector.
(iii) Fund of Rs.1,200 crore to be created in NHB to enhance its refinance operations
in the rural housing sector.
These funds are to be governed by the general guidelines that are now applicable
to RIDF with some modifications.
• Differential Rate of Interest (DRI) scheme: Borrower's eligibility criteria for loan
under the DRI scheme to the weaker sections of the community engaged in gainful
occupations enhanced.
Capital Markets
• Measures to expand the market for corporate bonds: Exchange-traded currency
and interest rate futures to be launched and transparent credit derivatives market to
be developed with appropriate safeguards; Tradability of domestic convertible bonds
to be enhanced through the mechanism of enabling investors to separate the
embedded equity option from the convertible bond, and trade it separately;
Development of a market-based system for classifying financial instruments based
on their complexity and implicit risks to be encouraged.
• Permanent Account Number (PAN): Requirement of PAN extended to all
transactions in the financial market subject to suitable threshold exemption limits.
• National market for securities: Empowered Committee of State Finance Ministers
to be requested to work with the Central Government to create pan Indian market
for securities that will expand the market base and enhance the revenues of the
State Governments.
OTHER PROPOSALS
• Skill Development Mission: A non-profit corporation to be established with the
entrusted mission to address the challenge of imparting the skills required by a
growing economy; Rs.15,000 crore proposed to be garnered as capital from
Governments, public and private sector, and bilateral/multilateral sources;
Government's equity in the proposed non-profit corporation to be Rs.1,000 crore
to begin with.
• Industrial Training Institutes: 238 ITIs being upgraded under the World Bank
assisted scheme; Under the PPP scheme, 309 ITIs have been identified in 29 States
with corresponding industry partners and agreements signed in 244 cases; Rs.750
crore set apart in 2008-09 in anticipation of upgrading 300 more ITIs.
• Sainik Schools: Rs.44 crore allocated to the 22 Sainik Schools at the rate of Rs.2
crore each, for immediate improvement of infrastructure including classrooms,
laboratories, libraries and facilities for physical education.
• Public Distribution System: Rs.32,667 crore being provided next year for food
subsidy under PDS and other welfare programmes; State of Haryana and the Union
Territory of Chandigarh to introduce, on a pilot basis, a smart card based delivery
system to deliver food grains under the PDS.
• Unorganised Sector Workers: In anticipation of the Unorganised Sector Workers'
Social Security Bill, 2007 being made into law, three schemes designed to provide
social security to workers in unorganised sector in a phased manner introduced;
(i) Aam Admi Bima Yojana to provide insurance cover to poor households; in the
first year of the Yojana, LIC to cover one crore landless households by September
30, 2008; Rs.1,500 crore placed with LIC; Additional sum of Rs.1,000 crore to be
placed with LIC in 2008-09 to cover another one crore poor households in the
second year;
(ii) Rashtriya Swasthya Bima Yojana to be implemented with effect from April 1,
2008; Indira Gandhi National Old Age Pension Scheme enlarged with effect from
November 19, 2007 to include all persons over 65 years falling under the BPL
category expanding beneficiary cover from 87 lakh to 157 lakh; Rs. 3,443 crore
being allocated in 2008-09 as against Rs.2,392 crore in 2007-08.
• Housing for the Poor: 41.13 lakh houses constructed up to December 2007 under
Indira Awas Yojana (IAY) against a target of 60 lakh houses; Cumulative number
of houses constructed under IAY to be 51.77 lakh by end March 2008; Subsidy per
unit in respect of new houses sanctioned after April 1, 2008 to be enhanced from
Rs.25,000 to Rs.35,000 in plain areas and from Rs.27,500 to Rs.38,500 in hill/
difficult areas to reflect the higher cost of construction; Subsidy for upgradation of
houses to be increased from Rs.12,500 per unit to Rs.15,000; Public sector banks
to be advised to include IAY houses under the differential rate of interest (DRI)
scheme and lend up to Rs.20,000 per unit at an interest rate of 4 per cent.
• Defence: Allocation for Defence to be increased by 10 per cent from Rs.96,000
crore to Rs.105,600 crore.
• Backward Regions Grant Fund: Allocation for 2008-09 kept at same level as current
year at Rs.5,800 crore; 45 per cent of the amount likely to be allocated to the States
of Bihar, Orissa and Uttar Pradesh.
• Climate Change: Permanent institutional mechanism to be established for
development and coordination role in exploration and implementation of ideas.
• Sixth Central Pay Commission: to submit its report by March 31, 2008.
• Commonwealth Games: to be provided Rs.624 crore in 2008-09.
• Institutions of Excellence: Special grant of Rs.100 crore awarded to three institutions
of excellence for 2008-09
(i) Mahatma Phule Krishi Vidyapeeth, Rahuri, Maharashtra;
(ii) University of Mysore, Mysore; and
(iii) Delhi University, Delhi.
• India's Soft Power: Rs.75 crore grant to Indian Council of Cultural Relations to
design and implement a programme to achieve the objective of projecting the 'soft
power' of India in music, literature, dance, art, cuisine and especially films.
• Tiger Protection: One time grant of Rs.50 crore to the National Tiger Conservation
Authority to redouble efforts to protect the tiger; Bulk of grant to be used to raise,
arm and deploy a special Tiger Protection Force.
• Monitoring and Evaluation: Central Plan Schemes' Monitoring System (CPSMS)
to be put in place and implemented as Plan scheme; a comprehensive Decision
Support System and Management Information System also to be established to
generate and monitor scheme-wise and State-wise releases for about 1,000 Central
Plan and centrally sponsored schemes in 2008-09; Concurrent evaluation started
by some ministries to be supplemented by independent evaluations conducted by
research institutions.
BUDGET ESTIMATES
• Plan Expenditure estimated at Rs.243,386 crore.
• Non-Plan Expenditure estimated at Rs.507,499 crore.
• Revenue deficit for 2007-08 to be 1.4 per cent (against a BE of 1.5 per cent) and
the fiscal deficit to be 3.1 per cent (against a BE of 3.3 per cent); Revenue receipts
of Central Government for 2008-09 projected at Rs.602, 935 crore and revenue
expenditure at Rs.658,119 crore; Revenue deficit for 2008-09 estimated at Rs.55,184
crore, which amounts to 1.0 per cent of GDP; Fiscal deficit for 2008-09 estimated
at Rs.133,287 crore which is 2.5 per cent of GDP; elimination of Revenue Deficit
may need one more year; because of the conscious shift in expenditure in favour of
health, education and the social sector.
• Thirteenth Finance Commission to be requested to revisit the roadmap for fiscal
adjustment and suggest a suitably revised roadmap, after the obligations on
account of the Sixth Central Pay Commission become clear.
TAX PROPOSALS
• Tax to GDP ratio that was 9.2 per cent in 2003-04, set to rise to 12.5 per cent at the
end of 2007-08.
• Set to achieve the Budget Estimates of indirect taxes and exceed the Budget
Estimates of direct taxes.
Indirect Taxes
Customs duties
• No change in the peak rate of customs duty.
• Customs duty on Project Imports to reduce from 7.5 per cent to 5 per cent; 4 per
cent special CVD to be imposed on a few specified projects in the power sector.
• Customs duty being reduced on steel melting scrap and aluminium scrap from 5
per cent to nil.
• Customs duty to be reduced from 10 per cent to 5 per cent on certain specified life
saving drugs and on the bulk drugs used for the manufacture of such drugs. They
are also being exempted from excise duty or countervailing duty.
• Customs duty is being reduced on vitamin premixes and mineral mixtures from 30
per cent to 20 per cent and on phosphoric acid from 7.5 per cent to 5 per cent to
reduce cost of manufacture of dairy and poultry feeds
• Customs duty being reduced on bactofuges from 7.5 per cent to nil for the benefit
of dairy industry and to increase shelf life of milk
• Specified parts of set top boxes and specified raw materials for use in the IT/
electronic hardware industry to be exempted from customs duty.
• Customs duty on convergence products to be reduced from 10 per cent to 5 per
cent to establish parity between devices used in the information/ communication
sector and the entertainment sector
• Customs duty being reduced on specified machinery from 7.5 per cent to 5 per cent
to provide fillip to the manufacture of sports goods; duty also being exempted on
specified raw materials for sports goods.
• Customs duty to be exempted on rough cubic zirconia and being reduced on polished
cubic zirconia from 10 per cent to 5 per cent, in order to encourage value addition
and exports by gem and jewellery industry; Customs duty on rough coral being
reduced from 10 per cent to 5 per cent.
• Customs duty removed on helicopter simulators to facilitate training of helicopter
pilots
• Customs duty reduced on crude and unrefined sulphur from 5 per cent to 2 per
cent, in order to support domestic fertiliser production
• Customs duty exemption is proposed to be withdrawn on naphtha for use in the
manufacture of polymers in order to correct price distortions and revenue losses.
Naphtha for use in the manufacture of polymers will be subjected to normal rate of
5 per cent. Naphtha imported for the production of fertilisers will continue to be
exempt from import duty.
• Export duty on chrome being increased from Rs.2,000 per metric tonne to Rs.3,000
per metric tonne in order to conserve and make it available for value added
manufacture in India.
Excise duty
• General CENVAT rate on all goods reduced from 16 per cent to 14 per cent to give
a stimulus to the manufacturing sector.
• Excise duty on all goods produced in the pharmaceutical sector reduced from 16
per cent to 8 per cent.
• Excise duty reduced on buses and their chassis from 16 per cent to 12 per cent.
• Excise duty reduced on small cars from 16 per cent to 12 per cent and on hybrid
cars from 24 per cent to the general revised rate of 14 per cent.
• Excise duty reduced on two wheelers and three wheelers from 16 per cent to
12 per cent.
• Excise duty to be reduced on paper, paper board and articles made therefrom
manufactured out of non-conventional raw materials by units not having an attached
bamboo/wood pulp making plant from 12 per cent to 8 per cent with a further
reduction on clearances up to 3,500 MT from 8 per cent to nil. Excise duty on
certain varieties of writing, printing and packing paper is to be reduced from 12
per cent to 8 per cent.
• Excise duty is to be reduced from 16 per cent to nil on a few mass consumption
items including composting machines, wireless data cards, packaged coconut water,
tea and coffee mixes, and puffed rice.
• Excise duty reduction from 16 per cent to 8 per cent on a few more items including
water purification devices, veneers and flush doors, sterile dressing pads etc,.
specified packaging material and breakfast cereals.
• Anti AIDS drug, Atazanavir, as well as bulk drugs for its manufacture are to be
exempted from excise duty.
• Excise duty being exempted on end-use basis, on refrigeration equipment (consisting
of compressor, condenser units, evaporator, etc) above 2 TR (tonne refrigeration)
utilising power of 50 KW and above.
• Excise duty rates on bulk cement and packaged cement brought on par; bulk cement
to attract excise duty of Rs.400 per Metric Tonne or 14 per cent ad valorem,
whichever is higher; cement clinkers excise duty at Rs.450 per Metric Tonne.
• Excise duty being increased on packaged software from 8 per cent to 12 per cent,
bringing at par with customised software attracting a service tax of 12 per cent.
• Excise duty on both filter and non-filter cigarettes brought on par by applying
higher rates on non-filter cigarettes.
• Ad valorem part of the excise duty on unbranded petrol and unbranded diesel being
abolished and replaced by an equivalent specific duty of Rs.1.35 per litre; there
will be only a specific duty of Rs.14.35 per litre on unbranded petrol and Rs.4.60
per litre on unbranded diesel; there will be no impact on retail prices.
• NCCD of 1 per cent removed on polyester filament yarn and the levy shifted to
cellular mobile phones.
Service tax
• Four services brought under service tax net namely, asset management service
provided under ULIP, services provided by stock/commodity exchanges and clearing
houses; right to use goods, in cases where VAT is not payable; and customised
software, to bring it on par with packaged software and other IT services.
• Threshold limit of exemption for small service providers increased from Rs.8 lakhs
per year to Rs.10 lakh per year; about 65,000 small service providers go out of the
tax net.
Direct Taxes
• Threshold limit of exemption from personal income tax in the case of all assesses
increased to Rs.150,000. The slabs and rates of tax are :
Up to Rs.150,000 NIL
Rs.150,001 to Rs.300,000 10 per cent
Rs.300,001 to Rs.500,000 20 per cent
Rs.500,001 and above 30 per cent
• In case of a woman assessee, the threshold limit increased from Rs.145,000 to
Rs.180,000; for a senior citizens, the threshold limit increased from Rs.195,000 to
Rs.225,000.
• No change in the corporate income tax rates.
• No change in the rate of surcharge.
• Senior Citizen Saving Scheme 2004 and the Post Office Time Deposit Account
added to the basket of saving instruments under Section 80C of the Income Tax
Act.
• Additional deduction of Rs.15,000 allowed under Section 80D to an individual
paying medical insurance premium for his/her parent or parents.
• Income Tax Act to be amended to provide that reverse mortgage would not amount
to "transfer"; and the stream of revenue received by the senior citizen would not be
"income".
• Tax income arising from saplings or seedlings grown in a nursery exempted.
• Business of production of seeds and manufacture of agricultural implements added
to the list of companies allowed weighted deduction of 150 per cent on any
expenditure on in-house scientific research.
• Benefit of amortisation of certain preliminary expenses under Section 35D allowed
to assessees in the services sector.
• Corporate debt instruments issued in demat form and listed on recognised stock
exchanges exempted from TDS.
• Crèche facilities, sponsorship of an employee-sportsperson, organising sports events
for employees and guest houses excluded from the purview of FBT.
• Parent company allowed to set off the dividend received from its subsidiary company
against dividend distributed by the parent company; provided that the dividend
received has suffered DDT and the parent company is not a subsidiary of
another company.
• Insert a new sub-section (11C) in Section 80-IB to grant a five year tax holiday to
hospitals located in any place outside the urban agglomerations especially in tier2
and tier-3 towns; this window will be open for the period April 1, 2008 to March
31, 2013.
• Five year holiday from income tax being granted to two, three or four star hotels
established in specified districts having UNESCO-declared 'World Heritage Sites';
the hotel should be constructed and start functioning during the period
April 1, 2008 to March 31, 2013.
• Coir Board included in Section 10(29A) and exempted from income tax.
• Rate of tax on short term capital gains under Section 111A & Section 115AD
increased to 15 per cent.
• STT paid to be treated like any other deductible expenditure against business income;
Levy of STT, in the case of options to be only on premium, where the option is not
exercised; liability to be on the seller; where the option is exercised, levy to be on
the settlement price and the liability on the buyer; no change in the present rates.
• Commodities Transaction Tax (CTT) to be introduced on the same lines as STT on
options and futures.
• Law being amended to exclude entities carrying on regular trade, commerce or
business or providing services in relation to any trade, commerce or business and
earning incomes from claiming that their purposes also fall under "charitable
purpose"; Genuine charitable organisations not to be affected in any way.
• Banking Cash Transaction Tax (BCTT) being withdrawn with effect from
April 1, 2009.
CST and a Roadmap towards GST
• Central Sales Tax rate being reduced from 3 per cent to 2 per cent from
April 1, 2008.
• Roadmap for Goods and Service Tax being prepared for introduction of GST from
April 1, 2010.
Reduce Weight
The chief cause of obesity or overweight is often overeating, irregular eating habits and not following the rules of eating such as improper mixing of food items in one meal.
In ayurveda, Charak Samhita describes eight different types of bodies that are disease prone. Out of these, the obese body is described as the one afflicted with the most diseases and troubles. Obesity is the condition or physical state of the body when excessive deposition of fat takes place in the adipose tissue.
Extra fat puts a strain on the heart, kidneys, liver and the joints such as the hips, knees and ankles and thus, overweight people are susceptible to several diseases like coronary thrombosis, high blood pressure, diabetes, arthritis, gout, liver and gall bladder disorders. Chief cause of obesity is overeating, irregular eating habits and not following the rules of eating or mixing non-compatible food items in one meal.
To decrease weight and get rid of obesity three things must be kept in mind:
Controlling eating habits.
Regular exercise.
Avoiding the causes of weight gain
Diet recommended to lose weight
Early morning
Juice of half a lemon mixed in a glass of warm water and a teaspoon of honey.
Breakfast
Wheat or Mung bean sprouts and a cup of skimmed milk.
Midmorning
A glass of orange, pineapple or carrot juice.
Lunch
Salad of raw vegetables such as carrot, beet, cucumber, cabbage, tomatoes. Steamed or boiled vegetables
Whole grain bread or whole wheat chapatis (Indian bread) and a glass of buttermilk.
Roasted cumin seeds, green coriander leaves, a little salt and some grated ginger mixed in the buttermilk.
Mid-afternoon
Coconut water
Dry fruits
Lemon tea
Fresh vegetable soup
Dinner
Whole grain bread or chapatis
Steamed vegetables
Seasonal fruits except banana and apple.
Home Remedies for Losing Weight
Increase the quantity of fruits and vegetables and low calorie foods.
Avoid intake of too much salt as it may be a factor for increasing body weight.
Milk products like cheese, butter etc. and non-vegetarian foods should be avoided as they are rich in fat.
Mint is very beneficial in losing weight. A chutney of green mint with some simple spices can be taken with meals. Mint tea also helps.
Spices like dry ginger, cinnamon, black pepper etc. are good for loosing weight and can be used in a number of ways.
Regular intake of carrot juice.
Avoid rice and potato, which contain a lot of carbohydrates. Among cereals wheat is good.
Vegetables like bitter gourd (Karela), and bitter variety of drumstick are useful in loosing weight.
Honey is an excellent home remedy for obesity. It mobilizes the extra deposited fat in the body allowing it to be utilized as energy for normal functions.
Dosage: One should start with small quantity of about 10 grams or a tablespoon, taken with hot water early in the morning. A teaspoonful of fresh lemon juice may also be added.
Fasting on honey and lime- juice is highly beneficial in the treatment of obesity without the loss of energy and appetite. For this, mix one teaspoon of fresh honey with the juice of half a lime in a glass of lukewarm water.
Dosage: Take several times a day at regular intervals.
Raw or cooked cabbage inhibits the conversion of sugar and other carbohydrates into fat. Hence, it is of great value in weight reduction.
Exercise is an important part of any weight reduction plan. It helps to use up calories stored in body as fat.
Walking is the best exercise to begin with and may be followed by running, swimming or rowing.
The gum of Commiphora Mukul called 'guggulu' is the drug of choice for the treatment of obesity.
Preparation of Home Remedies
According to ayurveda home remedies are prepared in the same way and with the same purpose as other ayurvedic medicines. The main aim is to obtain the maximum therapeutic benefit while making it palatable.
Some common methods of preparing home remedies are:
Juice
The juice may be taken from the fresh leaves, flowers or stems of the herb. The part of the herb used should be crushed or ground in a mortar and pestle, to make a paste. This paste should be put in a piece of cloth and squeezed to take out the juice.
Dosage: One to two tablespoons twice a day.
Powder
Dried herbs are used for powders. The herbs are usually dried in a cool, shady and well-ventilated place, although some herbs are dried in direct sunlight. The herbs are then ground into a fine powder and stored in a dry, airtight bottle. The powder may be taken with water, or if specified, with milk or honey.
Dosage: Half to one teaspoon twice a day
Decoction
A decoction is prepared by boiling the herb in water (ratio: 1 part herb to 16 parts water). The herbs are broken into pieces and soaked in water overnight. This mixture is then boiled until it reduces to one quarter of the original volume. It is then filtered and stored in a glass bottle.
Dosage: One to two tablespoons twice a day.
Infusion
Herbs are soaked in water to make an infusion (ratio: 1 part herb to 8 parts water). Hot infusions result from adding herbs to hot water, or gently heating but not boiling the mixture. This is strained and taken internally. Herbal teas are forms of hot infusions. Cold infusions are made from soaking the herb overnight. Honey can be added.
Dosage: half to one cup once or twice day.
Paste
A paste can be made from either fresh or dried herbs. The flowers, roots, stems, leaves or bark are ground and mixed with water. Pastes are mainly used for external application, in cases of cuts, burns and swellings. The paste should be thick enough to be applied in a layer to the skin.
Tablets
The herbs should be first dried separately and then mixed together in a powder form, in fixed proportions. Water or herbal juice can be added to this powder to make a paste, from which tablets of a specific size or weight are made. Tablets remain potent longer than juices, powders, pastes or decoctions.
Dosage: 1 or 2 tablets twice a day.
Medicated ghee and oil
Ghee is cooked with herbal juices, decoctions or pastes. The ghee should be heated with the herbal mixture at a moderate, controlled temperature. High temperatures can easily burn the ghee or oil, destroying its effectiveness. Medicated ghee and oils are either used internally or massaged externally.
Dosage: Half to one tablespoon.
Warning: The reader of this article should exercise all precautionary measures while following instructions on the home remedies from this article. Avoid using any of these products if you are allergic to it. The responsibility lies with the reader and not with the site or the writer.
Never use any home remedy or other self treatment without being advised to do so by a physician.
In ayurveda, Charak Samhita describes eight different types of bodies that are disease prone. Out of these, the obese body is described as the one afflicted with the most diseases and troubles. Obesity is the condition or physical state of the body when excessive deposition of fat takes place in the adipose tissue.
Extra fat puts a strain on the heart, kidneys, liver and the joints such as the hips, knees and ankles and thus, overweight people are susceptible to several diseases like coronary thrombosis, high blood pressure, diabetes, arthritis, gout, liver and gall bladder disorders. Chief cause of obesity is overeating, irregular eating habits and not following the rules of eating or mixing non-compatible food items in one meal.
To decrease weight and get rid of obesity three things must be kept in mind:
Controlling eating habits.
Regular exercise.
Avoiding the causes of weight gain
Diet recommended to lose weight
Early morning
Juice of half a lemon mixed in a glass of warm water and a teaspoon of honey.
Breakfast
Wheat or Mung bean sprouts and a cup of skimmed milk.
Midmorning
A glass of orange, pineapple or carrot juice.
Lunch
Salad of raw vegetables such as carrot, beet, cucumber, cabbage, tomatoes. Steamed or boiled vegetables
Whole grain bread or whole wheat chapatis (Indian bread) and a glass of buttermilk.
Roasted cumin seeds, green coriander leaves, a little salt and some grated ginger mixed in the buttermilk.
Mid-afternoon
Coconut water
Dry fruits
Lemon tea
Fresh vegetable soup
Dinner
Whole grain bread or chapatis
Steamed vegetables
Seasonal fruits except banana and apple.
Home Remedies for Losing Weight
Increase the quantity of fruits and vegetables and low calorie foods.
Avoid intake of too much salt as it may be a factor for increasing body weight.
Milk products like cheese, butter etc. and non-vegetarian foods should be avoided as they are rich in fat.
Mint is very beneficial in losing weight. A chutney of green mint with some simple spices can be taken with meals. Mint tea also helps.
Spices like dry ginger, cinnamon, black pepper etc. are good for loosing weight and can be used in a number of ways.
Regular intake of carrot juice.
Avoid rice and potato, which contain a lot of carbohydrates. Among cereals wheat is good.
Vegetables like bitter gourd (Karela), and bitter variety of drumstick are useful in loosing weight.
Honey is an excellent home remedy for obesity. It mobilizes the extra deposited fat in the body allowing it to be utilized as energy for normal functions.
Dosage: One should start with small quantity of about 10 grams or a tablespoon, taken with hot water early in the morning. A teaspoonful of fresh lemon juice may also be added.
Fasting on honey and lime- juice is highly beneficial in the treatment of obesity without the loss of energy and appetite. For this, mix one teaspoon of fresh honey with the juice of half a lime in a glass of lukewarm water.
Dosage: Take several times a day at regular intervals.
Raw or cooked cabbage inhibits the conversion of sugar and other carbohydrates into fat. Hence, it is of great value in weight reduction.
Exercise is an important part of any weight reduction plan. It helps to use up calories stored in body as fat.
Walking is the best exercise to begin with and may be followed by running, swimming or rowing.
The gum of Commiphora Mukul called 'guggulu' is the drug of choice for the treatment of obesity.
Preparation of Home Remedies
According to ayurveda home remedies are prepared in the same way and with the same purpose as other ayurvedic medicines. The main aim is to obtain the maximum therapeutic benefit while making it palatable.
Some common methods of preparing home remedies are:
Juice
The juice may be taken from the fresh leaves, flowers or stems of the herb. The part of the herb used should be crushed or ground in a mortar and pestle, to make a paste. This paste should be put in a piece of cloth and squeezed to take out the juice.
Dosage: One to two tablespoons twice a day.
Powder
Dried herbs are used for powders. The herbs are usually dried in a cool, shady and well-ventilated place, although some herbs are dried in direct sunlight. The herbs are then ground into a fine powder and stored in a dry, airtight bottle. The powder may be taken with water, or if specified, with milk or honey.
Dosage: Half to one teaspoon twice a day
Decoction
A decoction is prepared by boiling the herb in water (ratio: 1 part herb to 16 parts water). The herbs are broken into pieces and soaked in water overnight. This mixture is then boiled until it reduces to one quarter of the original volume. It is then filtered and stored in a glass bottle.
Dosage: One to two tablespoons twice a day.
Infusion
Herbs are soaked in water to make an infusion (ratio: 1 part herb to 8 parts water). Hot infusions result from adding herbs to hot water, or gently heating but not boiling the mixture. This is strained and taken internally. Herbal teas are forms of hot infusions. Cold infusions are made from soaking the herb overnight. Honey can be added.
Dosage: half to one cup once or twice day.
Paste
A paste can be made from either fresh or dried herbs. The flowers, roots, stems, leaves or bark are ground and mixed with water. Pastes are mainly used for external application, in cases of cuts, burns and swellings. The paste should be thick enough to be applied in a layer to the skin.
Tablets
The herbs should be first dried separately and then mixed together in a powder form, in fixed proportions. Water or herbal juice can be added to this powder to make a paste, from which tablets of a specific size or weight are made. Tablets remain potent longer than juices, powders, pastes or decoctions.
Dosage: 1 or 2 tablets twice a day.
Medicated ghee and oil
Ghee is cooked with herbal juices, decoctions or pastes. The ghee should be heated with the herbal mixture at a moderate, controlled temperature. High temperatures can easily burn the ghee or oil, destroying its effectiveness. Medicated ghee and oils are either used internally or massaged externally.
Dosage: Half to one tablespoon.
Warning: The reader of this article should exercise all precautionary measures while following instructions on the home remedies from this article. Avoid using any of these products if you are allergic to it. The responsibility lies with the reader and not with the site or the writer.
Never use any home remedy or other self treatment without being advised to do so by a physician.
NATURE'S Medicine
A sliced Carrot looks like the human eye.
The pupil, iris and radiating lines look just like the human eye...and YES science now shows that carrots greatly enhance blood flow to and function of the eyes.
A Tomato has four chambers and is red. The heart is red and has four chambers. All of the research shows tomatoes are indeed pure heart and blood food.
Grapes hang in a cluster that has the shape of the heart. Each grape looks like a blood cell and all of the research today shows that grapes are also profound heart and blood vitalizing food.
A Walnut looks like a little brain, a left and right hemisphere, upper cerebrums and lower cerebellums. Even the wrinkles or folds are on the nut just like the neo-cortex. We now kn ow that walnuts help develop over 3 dozen neuron-transmitters for brain function.
Kidney beans actually heal and help maintain kidney function and yes, they look exactly like the human kidneys.
Celery, Bok Choy, Rhubarb and more look just like bones. These foods specifically target bone strength. Bones are 23% sodium and these foods are 23% sodium. If you don't have enough sodium in your diet the body pulls it from the bones, making them weak. These foods replenish the skeletal needs of the body.
Eggplant , Avocadoes and Pears target the health and function of the womb and cervix of the female - they look just like these organs. Today's research shows that when a woman eats 1 avocado a week, it balances hormones, sheds unwanted birth weight and prevents cervical cancers. And how profound is this? .... It takes exactly 9 months to grow an avocado from blossom to ripened fruit. There are over 14,000 photolytic chemical constituents of nutrition in each one of these foods (modern science has only studied and named about 141 of them).
Figs are full of seeds and hang in twos when they grow.
Figs incre ase the motility of male sperm and increase the numbers of Sperm well to overcome male sterility.
Sweet Potatoes look like the pancreas and actually balance the glycemic index of diabetics.
Olives assist the health and function of the ovaries
Grapefruits, Oranges , and other Citrus fruits look just like the mammary glands of the female and actually assi st the health of the breasts and the movement of lymph in and out of the breasts.
Onions look like body cells. Today's research shows that onions help clear waste materials from all of the body cells They even produce tears which wash the epithelial layers of the eyes.
Source: From Net(Not Recommended)
The pupil, iris and radiating lines look just like the human eye...and YES science now shows that carrots greatly enhance blood flow to and function of the eyes.
A Tomato has four chambers and is red. The heart is red and has four chambers. All of the research shows tomatoes are indeed pure heart and blood food.
Grapes hang in a cluster that has the shape of the heart. Each grape looks like a blood cell and all of the research today shows that grapes are also profound heart and blood vitalizing food.
A Walnut looks like a little brain, a left and right hemisphere, upper cerebrums and lower cerebellums. Even the wrinkles or folds are on the nut just like the neo-cortex. We now kn ow that walnuts help develop over 3 dozen neuron-transmitters for brain function.
Kidney beans actually heal and help maintain kidney function and yes, they look exactly like the human kidneys.
Celery, Bok Choy, Rhubarb and more look just like bones. These foods specifically target bone strength. Bones are 23% sodium and these foods are 23% sodium. If you don't have enough sodium in your diet the body pulls it from the bones, making them weak. These foods replenish the skeletal needs of the body.
Eggplant , Avocadoes and Pears target the health and function of the womb and cervix of the female - they look just like these organs. Today's research shows that when a woman eats 1 avocado a week, it balances hormones, sheds unwanted birth weight and prevents cervical cancers. And how profound is this? .... It takes exactly 9 months to grow an avocado from blossom to ripened fruit. There are over 14,000 photolytic chemical constituents of nutrition in each one of these foods (modern science has only studied and named about 141 of them).
Figs are full of seeds and hang in twos when they grow.
Figs incre ase the motility of male sperm and increase the numbers of Sperm well to overcome male sterility.
Sweet Potatoes look like the pancreas and actually balance the glycemic index of diabetics.
Olives assist the health and function of the ovaries
Grapefruits, Oranges , and other Citrus fruits look just like the mammary glands of the female and actually assi st the health of the breasts and the movement of lymph in and out of the breasts.
Onions look like body cells. Today's research shows that onions help clear waste materials from all of the body cells They even produce tears which wash the epithelial layers of the eyes.
Source: From Net(Not Recommended)
Story & Friendship Quotes
Tomato Story
A Jobless man applied for the position of 'office boy' at Microsoft.
The HR manager interviewed him then watched him cleaning the floor as a test.
'You are employed' he said.
Give me your e-mail address and I'll send you the application to fill in, as well as date when you may start.
The man replied 'But I don't have a computer, neither an email'.
'I'm sorry', said the HR manager. If you don't have an email, that means you do not exist. And who doesn't exist, cannot have the job.'
The man left with no hope at all.
He didn't know what to do, with only $10 in his pocket. He then decided to go to the supermarket and buy a 10Kg tomato crate.
He then sold the tomatoes in a door to door round. In less than two hours, he succeeded to double his capital.
He repeated the operation three times, and returned home with $60.
The man realized that he can survive by this way, and started to go everyday earlier, and return late. Thus, his money doubled or tripled everyday.
Shortly, he bought a cart, then a truck, and then he had his own fleet of delivery vehicles.
5 years later, the man is one of the biggest food retailers in the US He started to plan his family's future, and decided to have a life insurance.
He called an insurance broker, and chose a protection plan.
When the conversation was concluded the broker asked him his email.
The man replied,'I don't have an email.'
The broker answered curiously, 'You don't have an email, and yet have succeeded to build an empire. Can you imagine what you could have been if you had an e mail?!!' The man thought for a while and replied, 'Yes, I'd be an office boy at Microsoft!'
Moral of the story
Moral 1
Internet is not the solution to your life.
Moral 2
If you don't have Internet, but work hard, you can be a millionaire.
---------------------------------------------------------------------------------------------
Friendship is like Arithmetic
In which friends are added,Enemies are subtracted
Joys are multiplied & anger is divided
Friendship is like chemistry
In which joys are evaparated crystal are condensed,and happiness get cooled.
Friendship is like geometry
In which joys are angled,enemies are vertices and friends are sides
A Jobless man applied for the position of 'office boy' at Microsoft.
The HR manager interviewed him then watched him cleaning the floor as a test.
'You are employed' he said.
Give me your e-mail address and I'll send you the application to fill in, as well as date when you may start.
The man replied 'But I don't have a computer, neither an email'.
'I'm sorry', said the HR manager. If you don't have an email, that means you do not exist. And who doesn't exist, cannot have the job.'
The man left with no hope at all.
He didn't know what to do, with only $10 in his pocket. He then decided to go to the supermarket and buy a 10Kg tomato crate.
He then sold the tomatoes in a door to door round. In less than two hours, he succeeded to double his capital.
He repeated the operation three times, and returned home with $60.
The man realized that he can survive by this way, and started to go everyday earlier, and return late. Thus, his money doubled or tripled everyday.
Shortly, he bought a cart, then a truck, and then he had his own fleet of delivery vehicles.
5 years later, the man is one of the biggest food retailers in the US He started to plan his family's future, and decided to have a life insurance.
He called an insurance broker, and chose a protection plan.
When the conversation was concluded the broker asked him his email.
The man replied,'I don't have an email.'
The broker answered curiously, 'You don't have an email, and yet have succeeded to build an empire. Can you imagine what you could have been if you had an e mail?!!' The man thought for a while and replied, 'Yes, I'd be an office boy at Microsoft!'
Moral of the story
Moral 1
Internet is not the solution to your life.
Moral 2
If you don't have Internet, but work hard, you can be a millionaire.
---------------------------------------------------------------------------------------------
Friendship is like Arithmetic
In which friends are added,Enemies are subtracted
Joys are multiplied & anger is divided
Friendship is like chemistry
In which joys are evaparated crystal are condensed,and happiness get cooled.
Friendship is like geometry
In which joys are angled,enemies are vertices and friends are sides
Quotes
"One kernel is felt in a hogshead; one drop of water
helps to swell the ocean; a spark of fire helps to
give light to the world. None are too small, too
feeble, too poor to be of service. Think of this
and act."
Hannah More
"There are two primary choices in life: to accept
conditions as they exist, or accept the
responsibility for changing them."
Denis Waitley
"Be careful the environment you choose for it will
shape you; be careful the friends you choose for
you will become like them."
W. Clement Stone
"You will become as small as your controlling desire;
as great as your dominant aspiration."
James Allen
helps to swell the ocean; a spark of fire helps to
give light to the world. None are too small, too
feeble, too poor to be of service. Think of this
and act."
Hannah More
"There are two primary choices in life: to accept
conditions as they exist, or accept the
responsibility for changing them."
Denis Waitley
"Be careful the environment you choose for it will
shape you; be careful the friends you choose for
you will become like them."
W. Clement Stone
"You will become as small as your controlling desire;
as great as your dominant aspiration."
James Allen
Words
Do not boast tomorrow since you don't know what the day will bring.
Keeping our plans 'in the dark' is a good practice for various reasons.
Since the future can change without notice, reacting in a timely manner is
possible only if we have set plans in place, which are not affected by
others.
The virtue of humility is also a recommendation. Humility is one of the
major ingredients towards spiritual progress and a life of profoundness and
truth.
The third reason is simple: Avoid bragging about your plans, since if the
situation changes you will look like a fool for not keeping your promises!
Joke of the day
This is a true story from the WordPerfect helpline. Needless to say, the help desk employee was fired; however, he/she is currently suing the Word Perfect organization for "Termination without Cause."
The following is actual dialogue of a former WordPerfect Customer Support employee with a caller:
Customer Support: "Ridge Hall computer assistant; may I help you?"
Caller: "Yes, well, I'm having trouble with WordPerfect. "
CS: "What sort of trouble?"
C: "Well, I was just typing along, and all of a sudden the words went away."
CS: "Went away?"
C: "They disappeared. "
CS: "Hmm. So what does your screen look like now?"
C: "Nothing."
CS: "Nothing?"
C: "It's blank; it won't accept anything when I type."
CS: "Are you still in WordPerfect, or did you get out?"
C: "How do I tell?"
CS: "Can you see the C: prompt on the screen?"
C: "What's a sea-prompt?"
CS: "Never mind. Can you move the cursor around on the screen?"
C: "There isn't any cursor, I told you, it won't accept anything I type."
CS: "Does your monitor have a power indicator?"
C: "What's a monitor?"
CS: "It's the thing with the screen on it that looks like a TV. Does it have a little light that tells you when it's on?"
C: "I don't know."
CS: "Well, then look on the back of the monitor and find where the power cord goes into it. Can you see that?"
C: "Yes, I think so."
CS: "Great. Follow the cord to the plug, and tell me if it's plugged into the wall."
C: ".......Yes, it is."
CS: "When you were behind the monitor, did you notice that there were two cables plugged into the back of it, not just one?"
C: "No."
CS: "Well, there are. I need you to look back there again and find the other cable."
C: ".......Okay, here it is."
CS: "Follow it for me, and tell me if it's plugged securely into the back of your computer."
C: "I can't reach."
CS: "Uh huh. Well, can you see if it is?"
C: "No."
CS: "Even if you maybe put your knee on something and lean way over?"
C: "Oh, it's not because I don't have the right angle - it's because it's dark."
CS: "Dark?"
C: "Yes - the office light is off, and the only light I have is coming in from the window."
CS: "Well, turn on the office light then."
C: "I can't."
CS: "No? Why not?"
C: "Because there's a power outage."
CS: "A power... A power outage? Ah, Okay, we've got it licked now. Do you still have the boxes and manuals and packing stuff your computer came in?"
C: "Well, yes, I keep them in the closet."
CS: "Good. Go get them, and unplug your system and pack it up just like it was when you got it. Then take it back to the store you bought it from."
C: "Really? Is it that bad?"
CS: "Yes, I'm afraid it is."
C: "Well, all right then, I suppose. What do I tell them?"
CS: "Tell them you're too stupid to own a computer."
Keeping our plans 'in the dark' is a good practice for various reasons.
Since the future can change without notice, reacting in a timely manner is
possible only if we have set plans in place, which are not affected by
others.
The virtue of humility is also a recommendation. Humility is one of the
major ingredients towards spiritual progress and a life of profoundness and
truth.
The third reason is simple: Avoid bragging about your plans, since if the
situation changes you will look like a fool for not keeping your promises!
Joke of the day
This is a true story from the WordPerfect helpline. Needless to say, the help desk employee was fired; however, he/she is currently suing the Word Perfect organization for "Termination without Cause."
The following is actual dialogue of a former WordPerfect Customer Support employee with a caller:
Customer Support: "Ridge Hall computer assistant; may I help you?"
Caller: "Yes, well, I'm having trouble with WordPerfect. "
CS: "What sort of trouble?"
C: "Well, I was just typing along, and all of a sudden the words went away."
CS: "Went away?"
C: "They disappeared. "
CS: "Hmm. So what does your screen look like now?"
C: "Nothing."
CS: "Nothing?"
C: "It's blank; it won't accept anything when I type."
CS: "Are you still in WordPerfect, or did you get out?"
C: "How do I tell?"
CS: "Can you see the C: prompt on the screen?"
C: "What's a sea-prompt?"
CS: "Never mind. Can you move the cursor around on the screen?"
C: "There isn't any cursor, I told you, it won't accept anything I type."
CS: "Does your monitor have a power indicator?"
C: "What's a monitor?"
CS: "It's the thing with the screen on it that looks like a TV. Does it have a little light that tells you when it's on?"
C: "I don't know."
CS: "Well, then look on the back of the monitor and find where the power cord goes into it. Can you see that?"
C: "Yes, I think so."
CS: "Great. Follow the cord to the plug, and tell me if it's plugged into the wall."
C: ".......Yes, it is."
CS: "When you were behind the monitor, did you notice that there were two cables plugged into the back of it, not just one?"
C: "No."
CS: "Well, there are. I need you to look back there again and find the other cable."
C: ".......Okay, here it is."
CS: "Follow it for me, and tell me if it's plugged securely into the back of your computer."
C: "I can't reach."
CS: "Uh huh. Well, can you see if it is?"
C: "No."
CS: "Even if you maybe put your knee on something and lean way over?"
C: "Oh, it's not because I don't have the right angle - it's because it's dark."
CS: "Dark?"
C: "Yes - the office light is off, and the only light I have is coming in from the window."
CS: "Well, turn on the office light then."
C: "I can't."
CS: "No? Why not?"
C: "Because there's a power outage."
CS: "A power... A power outage? Ah, Okay, we've got it licked now. Do you still have the boxes and manuals and packing stuff your computer came in?"
C: "Well, yes, I keep them in the closet."
CS: "Good. Go get them, and unplug your system and pack it up just like it was when you got it. Then take it back to the store you bought it from."
C: "Really? Is it that bad?"
CS: "Yes, I'm afraid it is."
C: "Well, all right then, I suppose. What do I tell them?"
CS: "Tell them you're too stupid to own a computer."
Selfish
The Lord led the holy man to two doors.
He opened one of the doors and th e holy man looked in. In the middle of the room was a large round table. In the middle of the table was a large pot of stew, which smelled delicious and made the holy man's mouth water.
The people sitting around the table were thin and sickly. They appeared to be famished. They were holding spoons with very long handles that were strapped to their arms and each found it possible to reach into the pot of stew and take a spoonful. But because the handle was longer than their arms, they could not get the spoons back into their mouths.
The holy man shuddered at the sight of their misery and su ffering.
The Lord said, "You have seen Hell."
They went to the next room and opened the door. It was exactly the same as the first one. There was the large round table with the large pot of stew which made the holy man's mouth water. The people were equipped with the same long-handled spoons, but here the people were well nourished and plump, laughing and talking. The holy man said, "I don't understand."
It is simple," said the Lord. "It requires but one skill. You see they have learned to feed each other, while the greedy think only of themselves."
Quote Of the Day
Real beauty lies not in the physical appearance, but in the
heart. Real treasure lies not in what that can be seen, but what
that cannot be seen. True love lies not in what is done and
known, but in what that is done but not known.
He opened one of the doors and th e holy man looked in. In the middle of the room was a large round table. In the middle of the table was a large pot of stew, which smelled delicious and made the holy man's mouth water.
The people sitting around the table were thin and sickly. They appeared to be famished. They were holding spoons with very long handles that were strapped to their arms and each found it possible to reach into the pot of stew and take a spoonful. But because the handle was longer than their arms, they could not get the spoons back into their mouths.
The holy man shuddered at the sight of their misery and su ffering.
The Lord said, "You have seen Hell."
They went to the next room and opened the door. It was exactly the same as the first one. There was the large round table with the large pot of stew which made the holy man's mouth water. The people were equipped with the same long-handled spoons, but here the people were well nourished and plump, laughing and talking. The holy man said, "I don't understand."
It is simple," said the Lord. "It requires but one skill. You see they have learned to feed each other, while the greedy think only of themselves."
Quote Of the Day
Real beauty lies not in the physical appearance, but in the
heart. Real treasure lies not in what that can be seen, but what
that cannot be seen. True love lies not in what is done and
known, but in what that is done but not known.
A Sioux Indian story...
My grandfather took me to
the fishing pond when I was about seven, and he told me
to throw a stone into the water.
He told me to watch the circles created by the stone.
Then he asked me to think of myself as that stone person.
"You may create lots of splashes in your life,
but the waves that come from those splashes will disturb the peace
of all your fellow creatures," he said.
"Remember that you are responsible for what you put in your circle
and that circle will also touch many other circles."
"You will need to live in a way that allows the good that comes
from your circle to send the peace of that goodness to others."
"The splash that comes from anger or jealousy will send
those feelings to other circles. You are responsible for both."
That was the first time I realized each person creates the
inner peace or discord that flows out into the world.
We cannot create world peace if we are riddled with
inner conflict, hatred, doubt, or anger.
We radiate the feelings and thoughts that we hold inside,
whether we speak them or not.
Whatever is splashing around inside of us
is spilling out into the world, creating beauty or discord
with all other circles of life.
Remember the eternal wisdom:
WHATEVER YOU FOCUS ON EXPANDS
the fishing pond when I was about seven, and he told me
to throw a stone into the water.
He told me to watch the circles created by the stone.
Then he asked me to think of myself as that stone person.
"You may create lots of splashes in your life,
but the waves that come from those splashes will disturb the peace
of all your fellow creatures," he said.
"Remember that you are responsible for what you put in your circle
and that circle will also touch many other circles."
"You will need to live in a way that allows the good that comes
from your circle to send the peace of that goodness to others."
"The splash that comes from anger or jealousy will send
those feelings to other circles. You are responsible for both."
That was the first time I realized each person creates the
inner peace or discord that flows out into the world.
We cannot create world peace if we are riddled with
inner conflict, hatred, doubt, or anger.
We radiate the feelings and thoughts that we hold inside,
whether we speak them or not.
Whatever is splashing around inside of us
is spilling out into the world, creating beauty or discord
with all other circles of life.
Remember the eternal wisdom:
WHATEVER YOU FOCUS ON EXPANDS
Eat Fresh Fruits
We all think eating fruits means simply buying fruit, cutting it and
just popping it into our mouths.
You will benefit much more
if you know how and when to eat.
____________ ________
Correct Way of Eating Fruits
Fruits should be taken
in an empty stomach?
not as dessert after the meal
as is often done.
If you eat fruit like that, it will also serve
a major role to detoxify your system, supplying you with a great deal of energy
for weight loss and other life activities.
____________ ________
Fruit is the Most Important Food
Let's say you eat two slices of bread
and then a slice of fruit.
As fruit digests faster than bread,
the slice of fruit digests quickly
and is ready to go straight through
the stomach into the intestines,
but its passage is blocked by the bread which takes longer to digest?
____________ ________
?In the meantime the whole meal ferments and turns to acid.
Consequently, when the fruit comes
into contact with the food
in the stomach and digestive juices,
the entire mass of food begins
to spoil.
So it is better to eat your fruits in an empty stomach or
before your meals !
____________ _______
You have heard people complaining ?
every time I eat water-melon I burp,
when I eat durian my stomach bloats up,
when I eat banana
I feel like running to the toilet etc ?
actually all this will not arise if you eat
the fruit in an empty stomach.
The fruit mixes with the putrefying other food and produces gas and hence you will bloat !
____________ ________
Graying hair, balding, nervous outburst,
dark circles under the eyes
all these will not happen if
you take fruits in an empty stomach.
It is incorrectly presumed that some fruits
like orange and lemon are acidic and will enhance acidity in the stomach.
Research however shows
that all fruits become alkaline
in our body.
____________ ________
When you need to drink fruit juice ?
drink only fresh fruit juice,
NOT from the cans.
Don't drink juice that has been heated up.
Don't eat cooked fruits because
you don't get the nutrients at all.
You only get to taste.
So stop making 'durian porridge'
if you want nutrients.
Cooking fruit destroys all the vitamins.
____________ ________
Eating the pulp or whole fruit
is far better than drinking the juice
as the fibre is good for you.
If you should drink the juice,
drink it mouthful by mouthful slowly,
because you must let it mix
with your saliva before swallowing it.
____________ ________
A 3-day "fruit fast" is
a very simple and effective way
to cleanse and de-toxify your body.
Just eat fruits and drink fruit juice throughout the 3 days and
you will be surprised when your friends
tell you how radiant you look !
During the "fruit fast" you can eat different fruits at different times, although occasionally mixed fruit salad would
also be permissible and more interesting.
____________ ________
If you have mastered
the correct way of eating fruits,
you have the secret of beauty,
longevity, health, energy,
happiness and normal weight.
So eat fresh fruits and always keep smilingggggggggg
Inspirational Words about Life......
The Road to Success is not straight:
There is a curve called failure, a loop called confusion, speed bumps called friends, caution lights called family, and you will have flats called jobs.
But, if you have a spare called determination, an engine called perseverance, insurance called faith, and a driver called God, you will make it to a place called success!
Pearls of Wisdom:•
Don't love the Heart that hurts you and don't hurt the Heart that loves you.
• Don't cry over anyone who won't cry over you.
• Good friends are hard to find, harder to leave, and impossible to forget.
• Most people walk in and out of your life, but only friend's leave footprints in your heart.
• True friendship "never" ends. Friends are forever.
• People are lonely because they build walls instead of bridges.
• If we are incapable of finding peace in ourselves, it is pointless to search elsewhere.
• The bond that links your true family is not one of blood, but of respect and joy in each other's life. Rarely do members of one family grow up under the same roof.
• A change of heart changes everything.
• Our greatest glory is not in ever falling, but in rising every time we fall.
• You only live once - but if you work it right, once is enough.
• One generation plants trees, and the next enjoys the shade.
• It is difficult to live in the present, ridiculous to live in the future, and impossible to live in the past. Nothing is as far away as one minute ago.
You are what you think!
• Your inner thoughts can cause you to be rich or poor, loved or unloved, happy or unhappy, attractive or unattractive, powerful or weak.
• What you impress upon your mind, you'll inevitably become. It's a psychological law that whatever you desire to accomplish you must first impress upon your subconscious mind.
• Relentless, repetitive self talk will change your self image. You'll affect your subconscious mind with verbal repetition. Constant repetition carries conviction.
• When you change your values you'll change your behavior. Start thinking of yourself as becoming the person you want to be. Self suggestion will make you the master of yourself.
• If you believe you can, you can.
• You can become whatever you want to be.
• Life is not a race. It is a journey.
• Getting someplace first, before anyone else, has very little real and lasting meaning. Seek instead to encourage others to come along, and you'll find the journey much more fulfilling.
• When you hurry through each moment, you miss out on the richness that could be yours. Take the time to live, to experience where you are, rather than being so obsessed with getting to the next checkpoint.
• When you stop demanding to have it all now, you'll discover that you have plenty already. Learn to experience joy where you are, and you'll experience it in abundance.
• Yes, it can be wonderfully exhilarating when life is moving quickly. But do not move so quickly that speed becomes your only experience, for there is so much more to enjoy.
• The terrain of life is filled with wonderful and astounding detail. Slow down and take in its richness.
One step away:
• If you were just one step away from reaching your goal, would you take that step? How do you know, right now, that you're not?
• What a shame it would be to stop making the effort, when just a little bit more would make it all worthwhile. What a shame it would be to have taken all those steps, only to miss the very last one.
• The next step you take may very well be the one that makes all the others count. You owe it to yourself, and the efforts you've made, to keep going.
• No, the next step may not get you there. Yet what about the one after that? If you keep moving ahead, a little at a time, you will indeed arrive. When you take that final, triumphant step, you'll be so very thankful you persevered.
• At some point success is just one step away. Keep going and you'll be there.
Must do:
• In each task that must be done, there is opportunity. See the task not as a burden, but as an encouragement to be fully alive and effective.
• The real burden would be the inability to do anything. No task is a burden, but is instead the chance to express your own aliveness.
• Does the work seem dreary, unimaginative, tedious or boring? That's mainly because your attitude makes it so.
• See what happens when you start by being thankful for the opportunity to do it. Your genuine gratitude will help you to see the positive value.
• When the things you must do become things you want to do, it can transform your life. Each moment takes on more meaning; each effort brings greater and greater reward.
• Rather than fighting and forcing yourself to do what must be done, let go of your resistance and allow yourself to accomplish. Let what you must, become what you want, and watch yourself begin to soar.
There is a curve called failure, a loop called confusion, speed bumps called friends, caution lights called family, and you will have flats called jobs.
But, if you have a spare called determination, an engine called perseverance, insurance called faith, and a driver called God, you will make it to a place called success!
Pearls of Wisdom:•
Don't love the Heart that hurts you and don't hurt the Heart that loves you.
• Don't cry over anyone who won't cry over you.
• Good friends are hard to find, harder to leave, and impossible to forget.
• Most people walk in and out of your life, but only friend's leave footprints in your heart.
• True friendship "never" ends. Friends are forever.
• People are lonely because they build walls instead of bridges.
• If we are incapable of finding peace in ourselves, it is pointless to search elsewhere.
• The bond that links your true family is not one of blood, but of respect and joy in each other's life. Rarely do members of one family grow up under the same roof.
• A change of heart changes everything.
• Our greatest glory is not in ever falling, but in rising every time we fall.
• You only live once - but if you work it right, once is enough.
• One generation plants trees, and the next enjoys the shade.
• It is difficult to live in the present, ridiculous to live in the future, and impossible to live in the past. Nothing is as far away as one minute ago.
You are what you think!
• Your inner thoughts can cause you to be rich or poor, loved or unloved, happy or unhappy, attractive or unattractive, powerful or weak.
• What you impress upon your mind, you'll inevitably become. It's a psychological law that whatever you desire to accomplish you must first impress upon your subconscious mind.
• Relentless, repetitive self talk will change your self image. You'll affect your subconscious mind with verbal repetition. Constant repetition carries conviction.
• When you change your values you'll change your behavior. Start thinking of yourself as becoming the person you want to be. Self suggestion will make you the master of yourself.
• If you believe you can, you can.
• You can become whatever you want to be.
• Life is not a race. It is a journey.
• Getting someplace first, before anyone else, has very little real and lasting meaning. Seek instead to encourage others to come along, and you'll find the journey much more fulfilling.
• When you hurry through each moment, you miss out on the richness that could be yours. Take the time to live, to experience where you are, rather than being so obsessed with getting to the next checkpoint.
• When you stop demanding to have it all now, you'll discover that you have plenty already. Learn to experience joy where you are, and you'll experience it in abundance.
• Yes, it can be wonderfully exhilarating when life is moving quickly. But do not move so quickly that speed becomes your only experience, for there is so much more to enjoy.
• The terrain of life is filled with wonderful and astounding detail. Slow down and take in its richness.
One step away:
• If you were just one step away from reaching your goal, would you take that step? How do you know, right now, that you're not?
• What a shame it would be to stop making the effort, when just a little bit more would make it all worthwhile. What a shame it would be to have taken all those steps, only to miss the very last one.
• The next step you take may very well be the one that makes all the others count. You owe it to yourself, and the efforts you've made, to keep going.
• No, the next step may not get you there. Yet what about the one after that? If you keep moving ahead, a little at a time, you will indeed arrive. When you take that final, triumphant step, you'll be so very thankful you persevered.
• At some point success is just one step away. Keep going and you'll be there.
Must do:
• In each task that must be done, there is opportunity. See the task not as a burden, but as an encouragement to be fully alive and effective.
• The real burden would be the inability to do anything. No task is a burden, but is instead the chance to express your own aliveness.
• Does the work seem dreary, unimaginative, tedious or boring? That's mainly because your attitude makes it so.
• See what happens when you start by being thankful for the opportunity to do it. Your genuine gratitude will help you to see the positive value.
• When the things you must do become things you want to do, it can transform your life. Each moment takes on more meaning; each effort brings greater and greater reward.
• Rather than fighting and forcing yourself to do what must be done, let go of your resistance and allow yourself to accomplish. Let what you must, become what you want, and watch yourself begin to soar.
One Small Step
Whatever you do today will determine your future success.
A small step toward your goal today, brings you one step closer to achieving your dream.
No Step today means your dream is another day from being realized.
So many people wait and plan for the Giant step that will make them successful and fulfill all their dreams quickly.
But success is not attained by giant steps all at once. Success is a process of many small steps building to your dream.
Just like you can not teach a child to run as soon as they are born...they have to learn one small baby step at a time. So is the process of achieving your dream.
Are you waiting for that giant step that may never be realized, or are you taking those small steps today to move you toward reaching your goal?
Time & Love
Once upon a time there was an island where all the feelings lived;
happiness, sadness, knowledge, and all the others, including love.
One day it was announced to all of the feelings
that the island was going to sink to the bottom
of the ocean. So all the feelings prepared
their boats to leave.
Love was the only one that stayed. She wanted
to preserve the island paradise until the last
possible moment. When the island was almost
totally under, love decided it was time to leave.
She began looking for someone to ask for help. Just then
Richness was passing by in a grand boat. Love asked,
"Richness, Can I come with you on your boat?"
Richness answered, "I'm sorry, but there is a lot of silver and gold
on my boat and there would be no room for you anywhere."
Then Love decided to ask Vanity for help who was passing in a
beautiful vessel. Love cried out, "Vanity, help me please."
"I can't help you", Vanity said, "You are
all wet and will damage my beautiful boat."
Next, Love saw Sadness passing. Love said,
"Sadness, please let me go with you."
Sadness answered, "Love, I'm sorry but I just need to be alone now."
Then, Love saw Happiness. love cried out,
"Happiness, please take me with you."
But Happiness was so over overjoyed
that he didn't hear Love calling to him.
Love began to cry. Then she heard a voice say, "Come Love, I will take
you with me." It was an elder. Love felt so blessed and overjoyed that
she forgot to ask the elder his name. When they arrived on land the
elder went on his way. Love realized how much she owed the elder.
Love then found Knowledge and asked. "It was Time", Knowledge
answered. "But why did Time help me when no one else would?",
Love asked. Knowledge smiled and with deep wisdom and
sincerity, answered, "Because only Time is capable of
understanding how great Love is."
Do you know ?
Do you know the legend of the Cherokee Indian youth's rite of Passage?
His father takes him into the forest, blindfolds him and leaves him alone. He is required to sit on a stump the whole night and not remove the blindfold until the rays of the morning sun shine through it. He cannot cry out for help to anyone. Once he survives the night, he is a MAN.
He cannot tell the other boys of this experience, because each lad must come into manhood on his own. The boy is naturally terrified. He can hear all kinds of noises. Wild beasts must surely be all around him. Maybe even some human might do him harm. The wind blew the grass and earth, and shook his stump, but he sat stoically, never removing the blindfold. It would be the only way he could become a man!
Finally, after a horrific night the sun appeared and he removed his blindfold. It was then that he discovered his father sitting on the stump next to him. He had been at watch the entire night, protecting his son from harm. We, too, are never alone. Even when we don't know it, God is watching over us, sitting on the stump beside us. When trouble comes, all we have to do is reach out to Him. If you liked this story, spread it on. If not, you took off your blindfold before dawn.
Moral of the story:
Just because you can't see God, doesn't mean He is not there. "For we walk by faith, not by sight."
A Prayer For You
This Morning When I Wakened
And Saw The Sun Above,
I Softly Said, "Good Morning, Lord,
Bless Everyone I Love."
Right Away I Thought Of You
And Said A Loving Prayer,
That He Would Bless You Specially,
And Keep You Free From Care.
I Thought Of All The Happiness
A Day Could Hold In Store,
I Wished It All For You Because
No One Deserves It More.
FOCUS
If you focus on resentment, you'll create many more things to resent.
When you focus on gratitude, you'll bring many more things into your life for which to be thankful.
Focus on anger, and you'll continue finding additional reasons to be angry.
Focus on love, and the opportunities for experiencing love will greatly multiply.
Focus on life's best possibilities, and you'll move steadily in the direction of your dreams.
Focus on the things you truly value, and they grow even more valuable.
Focus on what you are able to give, and you'll greatly expand what you are able to have.
Focus your energy, your attention, your interest and your passion on some particular thing, and you can make the impossible happen.
Where is your focus most consistently directed? That is where your life is most certainly headed.
Focus on love, understanding, peace, and harmony you will have a life pleasing to God.
Focus on hate, bitterness, strife and discord and your life will be wasted and empty.
By choosing your focus, you choose your lifestyle, the world around you, and your future.
Focus on what is truly good and right and valuable for you, and you will be gloriously immersed in that goodness.
All I ever learned from a dog:
1. Never pass up the opportunity to go for a joy ride.
2. Allow the experience of fresh air and the wind in your face to be pure ecstasy.
3. When loved ones come home, always run to greet them.
4. When it's in your best interest, always practice obedience.
5. Let others know when they've invaded your territory.
6. Take naps and always stretch before rising.
7. Run, romp, and play daily.
8. Eat with gusto and enthusiasm.
9. Be loyal.
10. Never pretend to be something you're not.
11. If what you want lies buried, dig until you find it.
12. When someone is having a bad day, be silent, sit close by and nuzzle them gently.
13. Delight in the simple joy of a long walk.
14. Thrive on attention and let people touch you.
15. Avoid biting when a simple growl will do.
16. On hot days, drink lots of water and lie under a shady tree.
17. When you are happy, dance around and wag your entire body.
18. No matter how often you are criticized, don't buy into the guilt thing and pout. Run right back and make friends.
Its Life
1) A good companion:
A good companion is not like the rain,
Which comes and goes.
Its like the air,
Some time very quite,
2) Work hard till you succeed:
When U win in ur first attempt
people say its luck,
But if U win after a defeat they say as hard work.
Work hard till U succeed!!!
But constantly hanging around.
3) Truth of life:
We make them cry who care for us,
We cry for them who never care for us,
And we care for them who will never cry for us…
4) Always make your absence:
Always make ur absence felt in such a way,
That somebody misses U,
But let not ur absence be so long,
That somebody starts learning 2 live without U!!!
5) Trust me that is true:
People die younger,
Because god loves them so much,
You're still on earth,
Because there's someone,
Who loves you more than god,
Trust me, that is true.
5) Knowing yourself is true wisdom:
Knowing others is intelligence,
Knowing yourself is true wisdom,
Mastering others is strength,
Mastering yourself is true power.
6) When someone loves you:
When some one loves you,
You don't realize it,
When you realize it, its too late.
You always love the one who leaves you
And leave the one who loves you.
7) So much love for you:
If U r in luv, accept it, respect it & enjoy it.
But if U r not, then don't worry coz
Someone, somewhere must be wrapping up
So much luv for U.
8) Happiness is a perfume :
Happiness is a perfume .
You cannot spread on others
without getting a few drops on urself.
So always be happy
to make others happy !
9) The best is yet to come..:
If yesterday didn't end up
the way you planned, Just remember:
God created today for you
To start a new one! The best is yet to come!
10) Tackle life with all yur skills:
Tackle life with all ur skills
Overcome each and every hill
If u persist with all ur will
U will enjoy ur life and all its thrill's.
11) I want Peace:
Somebody asked god,
I want peace, god replied.
Remove that i as that is ego,
And peace will be automatically there
12) Never take someone for granted..:
Never take some one for granted,
Hold every person close to your Heart
Because you might wake up one day and realize
That you have lost a diamond
While you were too busy collecting stones
13) Think Postive always:
GODISNOWHERE
This can be read as GOD IS NO WHERE
Or as GOD IS NOW HERE
Everything depends on how do u see anything.
So think positive
Salt Baked Red Snapper
Salt Baked Red Snapper
Ingredients Quantity
Red Snapper 2kg
Fresh Herbs (basil, Chervil, Parsley, Fennel leaves, Bay leaves ) 30gm
Lemon 2
Orange 2
Coarse salt 3kg
Eggs 2
Olive oil 30 ml
Garlic cloves 4
Star anis 2
Red pepper corn 2 gm
Method
• Scale, gut and wash the whole snapper
• Lightly crush star anis and red pepper corn
• Break the eggs in a bowl and separate the yolk
• Mix together egg white, crushed star anis, crushed red pepper corn and coarse salt
• Pre heat the oven at 180C
• Remove the zest of orange and lemon and mix it with olive oil, then slice the lemon and orange
• Fill the cavity of gutted snapper with mixed herbs, crushed garlic cloves, sliced lemon and sliced orange
• Rub the skin of snapper with mixture of olive oil, lemon zest and orange zest
• In a baking tray sprinkle half the coarse salt and place the snapper on top of the salt
• Cover the snapper with rest of the salt
• Bake the snapper in pre heated oven for 35/40 minutes
• Allow to rest for five to eight minutes so that the fish is completely cooked with the heat from the salt
• Break the salt crust and serve immediately
Two Horses
There is a field, with two horses in it.
From a distance, each horse looks like any other horse.
But if you stop your car, or are walking by,
you will notice something quite amazing...
Looking into the eyes of one horse will disclose that he is blind.
His owner has chosen not to have him put down, but has made a good home for him.
This alone is amazing.
If you stand nearby and listen, you will hear the sound of a bell.
Looking around for the source of the sound,
you will see that it comes from the smaller horse in the field.
Attached to the horse's halter is a small bell.
It lets the blind friend know where the other horse is, so he can follow.
As you stand and watch these two friends,
you'll see that the horse with the bell is always checking on the blind horse,
and that the blind horse will listen for the bell and then slowly walk to where the other horse is,
trusting that he will no t be led as t ray.
When the horse with the bell returns to the shelter of the barn each evening,
it stops occasionally and looks back,
making sure that the blind friend isn't too far behind to hear the bell.
Like the owners of these two horses,
We are not thrown away just because we are not perfect
or because we have problems or challenges.
Others are mysteriously brought into our lives to help us when we are in need.
Sometimes we are the blind horse
being guided by the little ringing bell of those friends who are placed in our lives.
Other times we are the guide horse, helping others to find their way....
Good friends are like that... you may not always see them, but you know they are always there.
Please listen for my bell and I'll listen for yours.
And remember...be kinder than necessary- everyone you meet is fighting
some kind of battle.
Just Be...
Be strong enough to face the world each day.
Be weak enough to know you cannot do everything.
Be generous to those who need your help.
Be frugal with what you need yourself.
Be wise enough to know that you do not know everything.
Be foolish enough to believe in miracles.
Be willing to share your joys.
Be willing to share the sorrows of others.
Be a leader when you see a path others have missed.
Be a follower when you are shrouded in the midst of uncertainty.
Be the first to congratulate an opponent who succeeds.
Be the last to criticize a colleague who fails.
Be sure where your next step will fall, so that you will not stumble.
Be sure of your final destination, in case you are going the wrong way.
Be loving to those who love you.
Be loving to those who do not love you, and they may change.
Above all, be yourself!
Famous Letter to HR
One day an employee sends a letter to his boss to increase his salary!!!
Dear Bo$$
In thi$ life, we all need $ome thing mo$t de$perately. I think you $hould be under$tanding of the need$ of u$ worker$ who have given $o much $upport including $weat and $ervice to your company.I am $ure you will gue$$ what I mean and re$pond $oon.
Your$ $incerely,
Norman$oh
The next day, the employee received this letter of reply
DearNOrman,
I NOw you have been working very hard. NOwadays, NOthing much has changed. You must have NOticed that our company is NOt doing NOticeably well as yet. NOw the newspaper are saying the world`s leading ecoNOmists areNOt sure if the India may go into NOther recession.I have NOthing more to add NOw. You kNOw what I mean.
Yours truly,
Manager
Heaven & Hell
Old Proverb
Heaven is an American salary, a Chinese cook, an English house, and a Japanese wife. Hell is defined as having a Chinese salary, an English cook, a Japanese house, and an American wife."
James H. Kabbler III.
Modern Proverb
Heaven is an American salary, a Chinese cook, an English house, and an Indian wife. Hell is defined as having a Chinese salary, an English cook, a Japanese house, and an American wife."
Unknown
Jokes Collections
Lady : Is this my train?
Station Master : No, it belongs to the Railway Company.
Lady : Don't try to be funny. I mean to ask if I can take this train to New Delhi .
Station Master : No Madam, I'm afraid it's too heavy.
A drunkard was brought to court.
Just before the trial there was a commotion in the gallery.
The judge pounded the gravel on his table and shouted, "Order, order."
The drunkard immediately responded, "Thank you, your honor, I'll have a scotch and soda."
Customer :Waiter, do you serve crabs?
Waiter :Please sit down sir, we serve everyone.
Customer:Waiter, is this a lamb chop or pork chop?
Waiter:Can't you tell the difference by taste?
Customer:No, I can't.
Waiter:Then does it really matter?
Little Susie came running into the house after school one day, shouting,
"Daddy!Daddy! I got a 100 in school today!"
"That's great, Sweetheart," said her daddy.
"Come in to the living room and tell me about it."
"Well, "began the confession, "I got 50 in spelling, 30 in math's and 20 in science."
Customer:Waiter, there's a dead beetle in my soup.
Waiter:Yes sir, they are not very good swimmers.
Customer:Waiter, there's a fly in my soup.
Waiter:That' s all right sir, he won't drink much.
Waiter: I've stewed liver, boiled tongue and frog's leg.
Customer: Don't tell me your problems. Give the menu card.
Customer:Waiter, there's a fly swimming in my soup.
Waiter: So what do you expect me to do, call a lifeguard?
Customer :Waiter, what's the meaning of this fly in my tea up?
Waiter :I wouldn't know sir, I'm a waiter, not a fortune teller.
1st thief :Oh ! The police is here. Quick! Jump out of the window!
2nd thief:But this is the 13th floor.
1st thief :Hurry! this is no time for superstitions.
Man: How old is your father?
Boy: As old as me.
Man : How can that be?
Boy: He became a father only when I was born.
Customer:Waiter, this soup tastes funny.
Waiter: Funny? But then why aren't you laughing?
Teacher : Peter, why are you late for school again?
Peter: Well, Miss, I dreamed that I was playing football and the game went into extra time.
An absent-minded man went to see a psychiatrist.
'My trouble is,' he said, 'that I keep forgetting things.'
'How long has this been going on?' asked the psychiatrist.
'How long has what been going on?' said the man.
Girl : Do you love me?
Boy:Yes Dear.
Girl: Would you die for me?
Boy :No, mine is undying love.
There was a brilliant student and his General Knowledge (*GK*) was excellent.
He won every GK Quiz he took part in ....
Then one day he fell in love with a girl...
He proposed the girl, but she flatly rejected him The poor Indian fellow was heart-broken. .
Strangely, after this episode, he became very weak at GK, he stopped taking part in GK Quizzes.....
Now, can u tell WHY ???
Jab Dil Hi Toot Gaya Toh GK Kya Karenge!!
Wife : Do you want dinner?
Husband:Sure, what are my choices?
Wife :Yes and no.
Station Master : No, it belongs to the Railway Company.
Lady : Don't try to be funny. I mean to ask if I can take this train to New Delhi .
Station Master : No Madam, I'm afraid it's too heavy.
A drunkard was brought to court.
Just before the trial there was a commotion in the gallery.
The judge pounded the gravel on his table and shouted, "Order, order."
The drunkard immediately responded, "Thank you, your honor, I'll have a scotch and soda."
Customer :Waiter, do you serve crabs?
Waiter :Please sit down sir, we serve everyone.
Customer:Waiter, is this a lamb chop or pork chop?
Waiter:Can't you tell the difference by taste?
Customer:No, I can't.
Waiter:Then does it really matter?
Little Susie came running into the house after school one day, shouting,
"Daddy!Daddy! I got a 100 in school today!"
"That's great, Sweetheart," said her daddy.
"Come in to the living room and tell me about it."
"Well, "began the confession, "I got 50 in spelling, 30 in math's and 20 in science."
Customer:Waiter, there's a dead beetle in my soup.
Waiter:Yes sir, they are not very good swimmers.
Customer:Waiter, there's a fly in my soup.
Waiter:That' s all right sir, he won't drink much.
Waiter: I've stewed liver, boiled tongue and frog's leg.
Customer: Don't tell me your problems. Give the menu card.
Customer:Waiter, there's a fly swimming in my soup.
Waiter: So what do you expect me to do, call a lifeguard?
Customer :Waiter, what's the meaning of this fly in my tea up?
Waiter :I wouldn't know sir, I'm a waiter, not a fortune teller.
1st thief :Oh ! The police is here. Quick! Jump out of the window!
2nd thief:But this is the 13th floor.
1st thief :Hurry! this is no time for superstitions.
Man: How old is your father?
Boy: As old as me.
Man : How can that be?
Boy: He became a father only when I was born.
Customer:Waiter, this soup tastes funny.
Waiter: Funny? But then why aren't you laughing?
Teacher : Peter, why are you late for school again?
Peter: Well, Miss, I dreamed that I was playing football and the game went into extra time.
An absent-minded man went to see a psychiatrist.
'My trouble is,' he said, 'that I keep forgetting things.'
'How long has this been going on?' asked the psychiatrist.
'How long has what been going on?' said the man.
Girl : Do you love me?
Boy:Yes Dear.
Girl: Would you die for me?
Boy :No, mine is undying love.
There was a brilliant student and his General Knowledge (*GK*) was excellent.
He won every GK Quiz he took part in ....
Then one day he fell in love with a girl...
He proposed the girl, but she flatly rejected him The poor Indian fellow was heart-broken. .
Strangely, after this episode, he became very weak at GK, he stopped taking part in GK Quizzes.....
Now, can u tell WHY ???
Jab Dil Hi Toot Gaya Toh GK Kya Karenge!!
Wife : Do you want dinner?
Husband:Sure, what are my choices?
Wife :Yes and no.
Life struggles
A man found a cocoon of an emperor moth. He took it home so that he could watch the moth come out of the cocoon. On the day a small opening appeared, he sat and watched the moth for several hours as the moth struggled to force the body through that little hole.
The moth seemed to be stuck and appeared to have stopped making progress. It seemed as if it had gotten as far as it could and it could go no farther. The man, in his kindness, decided to help the moth; so he took a pair of scissors and snipped off the remaining bit of the cocoon. The moth then emerged easily. But its body was swollen and small, its wings wrinkled and shriveled. The man continued to watch the moth because he expected that, at any moment, the wings would enlarge and expand to and able to support the body, which would contract in time. Neither happened! In fact, the little moth spent the rest of its life crawling around with a small, swollen body and shriveled wings. It never was able to fly. The man in his kindness and haste did not understand that the struggle required for the moth to get through the tiny opening was necessary to force fluid from the body of the moth into its wings so that it would be ready for flight upon achieving its freedom from the cocoon. Freedom and flight would only come after the struggle. By depriving the moth of a struggle, he deprived the moth of health.
Sometimes struggles are exactly what we need in our life. If we were to go through our life without any obstacles, we would be crippled. We would not be as strong as what we could have been. Give every opportunity a chance, leave no room for regrets, and don't forget the power in the struggle.
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